Bill.com

BILL is a financial operations platform for businesses and accounting firms, designed to manage accounts payable (AP), accounts receivable (AR), spend, and expenses. The product allows users to create and pay bills, send invoices, manage expenses, control budgets, and access credit to support business growth. Its key capabilities include AI-enhanced AP automation, which streamlines bill creation, approvals, and payments while reducing errors and manual work, and integrates with existing accounting software. BILL Spend & Expense offers receipt capture, automated transaction coding, budget controls, and access to credit lines up to $5 million through the BILL Divvy Card powered by Visa. The platform also addresses travel spend by enabling users to book, budget, and manage travel in one place. According to the source, nearly half a million businesses use BILL, and over 9,500 accounting firms partner with the platform. The company publishes reports such as the 2026 State of AI in Finance and the 2026 Financial Impact Report, with the latter indicating that 70% of finance leaders find company growth easier to manage using BILL.