Sardine

Sardine is an agentic risk platform for financial crime prevention, used by banks and merchants to stop fraud in real-time, prevent AI-driven attacks, and automate fraud and anti-money laundering (AML) operations. The product is designed for risk teams and covers onboarding through global KYC, KYB, identity verification, document verification, bank verification, and credit underwriting. Its fraud prevention capabilities include agentic fraud operations, device and behavior analysis, payment fraud detection, bank transaction monitoring, card issuing fraud prevention, merchant monitoring, policy abuse detection, and refund fraud management. For cybersecurity, Sardine addresses account takeovers, bot detection, and job applicant fraud. AML compliance features include agentic AML operations, transaction monitoring, customer risk rating, sanctions screening, case management, and sponsor banking support. The platform itself provides device and behavior analytics, workflow automation, a rules engine, a fraud dashboard, machine learning, connections graph, consortium data, and case management. Sardine positions itself as a platform that can replace dozens of tools for risk teams in banking, fintech, and retail.