Wave

Wave is a software product for small business owners that combines accounting, invoicing, and payments into a single platform. It is designed for users who want to track income and expenses, manage cash flow, and access reporting to support business decisions. Key capabilities include creating invoices and estimates, accepting online payments via credit card, bank transfer, or Apple Pay, and handling payroll for employees, contractors, and the business owner. The software also offers access to in-house bookkeeping, accounting, and payroll experts who can provide coaching or perform tasks for the user. Wave emphasizes that its tools are intended to simplify bookkeeping and tax preparation, positioning itself as an affordable and small-business-friendly option. The product is used by over 350,000 small businesses.